2013 Retirement

Traditional IRA Contribution Limit

1.      Age 49 & younger $5,500
2.      Age 50 & older $6,500

Roth IRA Contribution Limit

1. Age 49 & younger $5,500
2. Age 50 & older $6,500

Simple IRA Contribution Limit

1. Age 49 & younger $12,000
2. Age 50 & older $2,500

Traditional IRA Deduction Limit

If Your Filing Status Is...	And Your Modified AGI Is...	Then You Can Take...
single or head of household	$59,000 or less	a full deduction up to the amount of your contribution limit.
	more than $59,000 but less than $69,000	a partial deduction.
	$69,000 or more	no deduction.
married filing jointly orqualifying widow(er)	$95,000 or less	a full deduction up to the amount of your contribution limit.
	more than $95,000 but less than $115,000	a partial deduction.
	$115,000 or more	no deduction.
married filing separately	less than $10,000	a partial deduction.
	$10,000 or more	no deduction.