Principles of Successful Investing

1. The only way you can invest is to save money.  The only way you can save money is to spend less than you earn.  The only way you can spend less than you earn is to live beneath your means.
2. Invest so that your money will grow faster than inflation.
3. Don't rely on your pension and Social Security benefits alone for a comfortable retirement income that will keep pace with inflation.
4. Your financial well-being is your own responsibility.  Don't rely too much on others to help you achieve it.